District 214 Community Education

This is an interactive seminar where we will explore the importance of creating and maintaining a budget, examine the difference between wants and needs, and set goals for personal spending, savings and debt repayment.

Tired of renting? This class offers assistance and insights into the process of home ownership. Learn all you need to know about buying your first home: getting familiar with contracts, closing costs, inspections, down payments, appraisals, interest rates and negotiations. Get familiar with Down Payment Assistance Programs and how to qualify.

Whether you are 10 months away or 10+ years away from retirement, you need to be prepared for one of the biggest transitions of your life. In this class you will learn about different retirement savings accounts, how to maximize your savings, what your replacement ratio is, and what role social security will play.

Ready to spend some time in the sunshine on the beach or on the ski slopes? Learn the best way to purchase your second home or vacation property in this course. Discussion will include learning to make owning your second/retirement home a reality. During the class, we will also go over the minimum down payments, credit requirements, affordability and the underwriting criteria needed for your purchase. This is not a class on buying or renting a timeshare.

How do you sell your house for top dollar in this market? Learn real estate sales and marketing strategies to assist you in successfully selling your property. Discussion will include the market-driving trends, how to do a market analysis, determining the value of your property, getting your home sale-ready, advertising and showing your home, and handling an offer, including the basics of the required paperwork. You’ll get insight on appraisals, home inspections, and what to do or not do to get your home ready to sell.

Are you looking to start investing, or to improve your investment strategy? Learn 10 principles for sound investing, and how to identify and avoid the most common investment mistakes.

Turning 65 soon? Join us for a cupcake party celebrating your birthday and learn more about your Medicare coverage choices. There can be penalties if you do not enroll on time, so it is best to be informed and be ready to make decisions at least 3 months before turning 65.

Are you thinking about retiring, or have you recently retired? This workshop will help you focus on what matters most to you, and help you build a financial strategy to achieve it.